One unique area of estate planning is for families with special needs family members. It is critical that financial and estate planning is done correctly in these situations. Just like everything else in a special needs family, the financial plan needs to be examined closely so as to make sure no mistakes are made. There are just too many other things to worry about to gave to also worry about what will happen to your children or family member if something happens to you. Morningstar.com recently published an article talking about this subject on what these families need to do.